Unlock the Value
of your Life Policy

Welcome to
Christopher Life Settlements

For years, policyholders had no other option but to let their insurance policy lapse when monthly premiums became too expensive. 

Policyholders would receive no cash benefit for their years of contribution towards their life policies when it lapsed.

Christopher Life Settlements Pty Ltd changed this. Christopher Life Settlements provides policyholders with the opportunity to sell their life insurance policy. This provides a unique financial solution for policyholders looking to access the value of their life insurance policies.  

CHRISTOPHER LIFE SETTLEMENTS

What is Life Settlements?

We take over the premium payment and policy in exchange for a lump sum cash payment. 

senior-couple-happy-and-hug-for-love-support-and-2023-11-27-05-26-03-utc

CHRISTOPHER LIFE SETTLEMENTS

How Life Settlements Work

1.

Discuss your financial needs and challenges with your Wealth Manager. 

2.

The Wealth Manager to register your interest with Christopher Life Settlements.  

3.

Proceed with the Life Settlement Agreement, receiving an immediate cash value for your policy. 

4.

Christopher Life Settlements takes over the monthly premium payments and will receive the policy benefits in the future. 

Please take note:

Any policyholders interested in pursuing a life settlement, need to reach out to a Wealth Manager as the first point of order. Should you not already have a Wealth Manager, we can connect you with a pre-approved wealth manager from our panel.

CHRISTOPHER LIFE SETTLEMENTS

Life Settlements is an alternative to the lapsing of your policy

Every person should have the option to decide how to use their life insurance policy. Christopher Life Settlements offers you the option to sell your life insurance policy. It is a deeply personal matter that should be carefully considered with family and advisers before any action is taken. 
 

You can submit your policy settlement request through either your own Wealth Manager or one of our pre-approved Wealth Managers. The Wealth Manager will use our online platform to submit your policy details. They are required to provide advice within the context of your overall wealth portfolio, in accordance with FAIS regulations.

If you decide to sell your policy based on this advice, the Wealth Manager will assist you in signing the necessary documentation to proceed with the Life Settlement Agreement. Once the policy cession is registered with the insurer, CLS will directly transfer the purchase amount into your bank account. Moving forward, Christopher will take over the monthly premium payments in exchange for a lump sum payment.

All Wealth Managers or Advisors must register with CLS. This can be done online at www.christopherlifesettlements.co.za.

Christopher Group can refer you to our pre-approved panel of wealth managers.

We use well-developed actuarial models to determine a fair cash offer for your policy based on all the information provided.

Yes, you can. The policyholder is entitled to repurchase their life insurance policy within three months from the sale date.

CHRISTOPHER LIFE SETTLEMENTS

Enquire today


A Buyer of Life
Insurance Policies

We offer a unique financial solution for policyholders looking to access the value of their life insurance policies. Enjoy the cash benefits of selling your policy to Christopher Life Settlements.

OFFICE HOURS

Copyright Christopher Group 2023. | Privacy Policy | Built by BDM Digital